Important Tax Deadlines & Retirement Contribution Reminders

This month, we’re spotlighting key tax dates and retirement contribution limits to help you stay financially on track. Whether you’re planning ahead or making last-minute decisions, these important deadlines can help you avoid missed opportunities and maximize your financial strategy.

2025 Tax Filing Dates to Know

April 15, 2025

• Federal tax filing deadline
• Final day to request a 6-month extension

October 15, 2025

• Tax filing deadline for those who requested an extension by April 15

IRA Contribution Deadline – April 15

April 15, 2025, is also the last day to make contributions to your Roth or Traditional IRA for the 2024 tax year.

2024 IRA contribution limits:

• $7,000 for individuals under 50
• $8,000 for individuals 50 and older

Self-Employment Retirement Plans – October 15

If you're self-employed and filed for a tax extension in April, October 15 is your deadline to make 2024 contributions to SEP IRAs or solo 401(k)s.

Looking Ahead: 2025 Contribution Limits

Roth and Traditional IRA limits remain:

• $7,000 (under age 50)
• $8,000 (age 50+)

Roth IRA income eligibility:

• Single filers: MAGI under $150,000
• Married filing jointly: MAGI under $236,000

Stay Ahead of the Deadlines

Don’t let these key dates sneak up on you. Use this guide to stay organized and make the most of your retirement contributions for both the 2024 and 2025 tax years.

Remember, we’re here to help you navigate your financial journey with clarity and confidence. Reach out with any questions or schedule a consultation today—we’re just a call away.