Making Confident Choices for Your Health Care

We know that Medicare can feel overwhelming—but it doesn’t have to be one of the stressful ones. Whether you’re new to Medicare or already enrolled, our goal is to help you make confident, informed decisions for your health care and your loved ones’ future.

New to Medicare?

There are two main ways to access your benefits. We’ll sit down with you, walk through the differences, and break it down clearly so you can choose the plan that best fits your lifestyle.

Already enrolled in a Medicare Advantage or Prescription Drug Plan?

It’s time for your annual review. These plans are one-year contracts, and updates happen every year. Here’s what you need to know:

✅ By September 30: You should receive your ANOC (Annual Notice of Changes). Read it carefully—it includes a side-by-side comparison highlighting important changes.

✅ October 15 – December 7: This is your window to make changes for the coming year.

✅ Prescriptions: Run your medications through your plan’s updated formulary (for Medicare Advantage) or search Medicare.gov (for Prescription Drug Plans) to check 2026 coverage and cost changes.

Have a Medicare Supplement (Medigap) Plan?

Good news—your plan is guaranteed for life as long as you pay your premiums. No annual review is required. Medigap continues to protect you from Medicare’s copays, deductibles, and coinsurance.